Jose Ramirez, MBA

Benefit Consulting Experts

JR@BCEInsuranceAgency.com

“Navigating Medicare felt impossible until José helped us…” — Liliana Álvarez, Client Testimonial

Take Full Advantage of Your Medicare Plan- At No Cost

“Let’s review your current plan benefits, provider network, and out‑of‑pocket cost, to see if your needs are being met. This service is at no cost or obligation to you. ”

Call me to schedule your consultation!

(786)286-6939

“Hi, I’m José Ramirez—licensed Medicare advocate with over 30 years of experience helping South Florida seniors get the most from their plans.”

  • Not affiliated with any insurance company.

  • Completely free service.

  • In-depth understanding of plan benefits, providers, & services.

Helping Seniors Make Smart Medicare Decisions Since 1994

We are a licensed insurance agency based in Pembroke Pines, FL. We have been helping Medicare-eligible individuals compare their current Medicare Advantage plan with other available options in their area. We represent trusted national and local plan providers.

"Review Your Medicare Advantage Plan with Confidence"

Let’s talk

(786)286-6939

So, how does this work?

Review your current plan

Look over your current plan and make sure you know your benefits

Needs Analysis

Go over your needs and see if they are being met.

Compare

Compare with other plans that are available to you.

After following these steps, you will be better equipped to make an informed decision as to which plan will better meet your needs. Whether it is to stay with your current plan, or if you wish to enroll into another plan.

Do I have to change plans? —NO, This is just a review.

What does this service cost? —Absolutely nothing.

How long will this take?—Usually, about 30 minutes.

If you do decide to change, we’ll discuss your doctor coverage, prescriptions, costs, eligibility, and plan benefits—so you can make an informed choice.

Plans that we represent are:

*Aetna

*Blue Cross and Blue Shield

*CarePlus

*Cigna *Devoted *Doctors Healthcare Plans

*HealthSun *Humana *Simply *Solis

*United Healthcare *Preferred Healthcare Network

*Preferred Healthcare Partners *Wellcare

“We do not offer every plan available in your area. For all options, visit Medicare.gov or 1‑800‑MEDICARE. BCE Insurance Agency is not affiliated with or endorsed by the U.S. government or the federal Medicare program.”